▼ 0.50% · 3.625%
HK$19,472
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,078
−HK$615/mo
Today · 4.125%
HK$20,693
baseline
▲ 0.50% · 4.625%
HK$21,953
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,386/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,663
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,244
−HK$589/mo
Today · 4.125%
HK$22,833
baseline
▲ 0.50% · 4.625%
HK$24,037
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,666/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,420
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,086
−HK$677/mo
Today · 4.125%
HK$22,763
baseline
▲ 0.50% · 4.625%
HK$24,148
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,526/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,829
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,468
−HK$648/mo
Today · 4.125%
HK$25,116
baseline
▲ 0.50% · 4.625%
HK$26,440
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,232/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,367
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,094
−HK$738/mo
Today · 4.125%
HK$24,832
baseline
▲ 0.50% · 4.625%
HK$26,343
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$49,664/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,995
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,692
−HK$708/mo
Today · 4.125%
HK$27,400
baseline
▲ 0.50% · 4.625%
HK$28,844
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$54,800/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,314
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,101
−HK$800/mo
Today · 4.125%
HK$26,901
baseline
▲ 0.50% · 4.625%
HK$28,538
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,802/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,162
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,917
−HK$766/mo
Today · 4.125%
HK$29,683
baseline
▲ 0.50% · 4.625%
HK$31,248
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,366/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,261
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,109
−HK$862/mo
Today · 4.125%
HK$28,971
baseline
▲ 0.50% · 4.625%
HK$30,734
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,942/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,328
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,141
−HK$825/mo
Today · 4.125%
HK$31,966
baseline
▲ 0.50% · 4.625%
HK$33,651
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,932/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,208
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,117
−HK$923/mo
Today · 4.125%
HK$31,040
baseline
▲ 0.50% · 4.625%
HK$32,929
+HK$1,889/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,080/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,494
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,366
−HK$884/mo
Today · 4.125%
HK$34,250
baseline
▲ 0.50% · 4.625%
HK$36,055
+HK$1,805/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,500/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,156
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$984/mo
Today · 4.125%
HK$33,109
baseline
▲ 0.50% · 4.625%
HK$35,124
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,218/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,660
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,590
−HK$943/mo
Today · 4.125%
HK$36,533
baseline
▲ 0.50% · 4.625%
HK$38,459
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,066/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,103
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,133
−HK$1,046/mo
Today · 4.125%
HK$35,179
baseline
▲ 0.50% · 4.625%
HK$37,319
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,358/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,827
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,814
−HK$1,002/mo
Today · 4.125%
HK$38,816
baseline
▲ 0.50% · 4.625%
HK$40,862
+HK$2,046/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,632/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,050
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,140
−HK$1,108/mo
Today · 4.125%
HK$37,248
baseline
▲ 0.50% · 4.625%
HK$39,515
+HK$2,267/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,496/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,993
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,039
−HK$1,061/mo
Today · 4.125%
HK$41,100
baseline
▲ 0.50% · 4.625%
HK$43,266
+HK$2,166/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,200/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,186 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).