Crescira AVM · estimated value
● Medium confidence
HK$2.92M
≈ HK$9,275 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$292K, with repayments around HK$12,744/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$11,992
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,365
−HK$379/mo
Today · 4.125%
HK$12,744
baseline
▲ 0.50% · 4.625%
HK$13,519
+HK$775/mo
Deposit HK$292K · loan HK$2.63M · min. income ≈ HK$25,488/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Tai Po Market Station
≈ 42 min walk · 3,355 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 411 ft²
- Efficiency
- 77%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-13 | HK$4.30M | +7.5% 3.8y · 2.0%/yr |
| 2017-11-24 | HK$4.00M | +304.0% 13.3y · 23.0%/yr |
| 2004-08-14 | HK$990K | −57.0% |
| 1997-12-23 | HK$2.30M | +62.0% |
| 1995-11-09 | HK$1.42M | — |
Other appraised units in this building
Data sourced from Renavon.com