▼ 0.50% · 3.625%
HK$21,306
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$673/mo
Today · 4.125%
HK$22,642
baseline
▲ 0.50% · 4.625%
HK$24,020
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,284/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,703
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,338
−HK$645/mo
Today · 4.125%
HK$24,983
baseline
▲ 0.50% · 4.625%
HK$26,300
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,966/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,436
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,165
−HK$741/mo
Today · 4.125%
HK$24,906
baseline
▲ 0.50% · 4.625%
HK$26,422
+HK$1,516/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,812/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,073
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,772
−HK$709/mo
Today · 4.125%
HK$27,481
baseline
▲ 0.50% · 4.625%
HK$28,930
+HK$1,449/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,962/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,567
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,362
−HK$808/mo
Today · 4.125%
HK$27,170
baseline
▲ 0.50% · 4.625%
HK$28,824
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,340/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,443
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,206
−HK$774/mo
Today · 4.125%
HK$29,980
baseline
▲ 0.50% · 4.625%
HK$31,560
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,960/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,698
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,559
−HK$875/mo
Today · 4.125%
HK$29,434
baseline
▲ 0.50% · 4.625%
HK$31,225
+HK$1,791/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,868/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,813
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,640
−HK$838/mo
Today · 4.125%
HK$32,478
baseline
▲ 0.50% · 4.625%
HK$34,190
+HK$1,712/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,956/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,828
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,756
−HK$943/mo
Today · 4.125%
HK$31,699
baseline
▲ 0.50% · 4.625%
HK$33,627
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,398/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,184
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,074
−HK$902/mo
Today · 4.125%
HK$34,976
baseline
▲ 0.50% · 4.625%
HK$36,820
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,952/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,959
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,953
−HK$1,010/mo
Today · 4.125%
HK$33,963
baseline
▲ 0.50% · 4.625%
HK$36,029
+HK$2,066/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,926/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,554
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,507
−HK$968/mo
Today · 4.125%
HK$37,475
baseline
▲ 0.50% · 4.625%
HK$39,450
+HK$1,975/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,950/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,089
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,150
−HK$1,077/mo
Today · 4.125%
HK$36,227
baseline
▲ 0.50% · 4.625%
HK$38,431
+HK$2,204/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,454/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,924
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,941
−HK$1,032/mo
Today · 4.125%
HK$39,973
baseline
▲ 0.50% · 4.625%
HK$42,080
+HK$2,107/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,946/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,220
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,347
−HK$1,144/mo
Today · 4.125%
HK$38,491
baseline
▲ 0.50% · 4.625%
HK$40,833
+HK$2,342/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,982/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,294
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,375
−HK$1,096/mo
Today · 4.125%
HK$42,471
baseline
▲ 0.50% · 4.625%
HK$44,710
+HK$2,239/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,942/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,351
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,543
−HK$1,212/mo
Today · 4.125%
HK$40,755
baseline
▲ 0.50% · 4.625%
HK$43,235
+HK$2,480/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,510/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,665
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,809
−HK$1,161/mo
Today · 4.125%
HK$44,970
baseline
▲ 0.50% · 4.625%
HK$47,340
+HK$2,370/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,940/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,362 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).