▼ 0.50% · 3.625%
HK$19,259
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,858
−HK$609/mo
Today · 4.125%
HK$20,467
baseline
▲ 0.50% · 4.625%
HK$21,712
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,934/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,426
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$22,000
−HK$583/mo
Today · 4.125%
HK$22,583
baseline
▲ 0.50% · 4.625%
HK$23,774
+HK$1,191/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,166/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,185
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,844
−HK$670/mo
Today · 4.125%
HK$22,514
baseline
▲ 0.50% · 4.625%
HK$23,884
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,028/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,568
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,200
−HK$642/mo
Today · 4.125%
HK$24,842
baseline
▲ 0.50% · 4.625%
HK$26,151
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,684/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,111
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,830
−HK$730/mo
Today · 4.125%
HK$24,560
baseline
▲ 0.50% · 4.625%
HK$26,055
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,120/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,711
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,400
−HK$700/mo
Today · 4.125%
HK$27,100
baseline
▲ 0.50% · 4.625%
HK$28,528
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,200/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,037
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,816
−HK$791/mo
Today · 4.125%
HK$26,607
baseline
▲ 0.50% · 4.625%
HK$28,226
+HK$1,619/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,214/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,853
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,600
−HK$758/mo
Today · 4.125%
HK$29,358
baseline
▲ 0.50% · 4.625%
HK$30,906
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,716/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,963
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,802
−HK$852/mo
Today · 4.125%
HK$28,654
baseline
▲ 0.50% · 4.625%
HK$30,397
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,308/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,996
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,800
−HK$817/mo
Today · 4.125%
HK$31,617
baseline
▲ 0.50% · 4.625%
HK$33,283
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,234/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,889
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$913/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,568
+HK$1,868/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,139
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$875/mo
Today · 4.125%
HK$33,875
baseline
▲ 0.50% · 4.625%
HK$35,660
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,750/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,815
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,773
−HK$974/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,740
+HK$1,993/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,281
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,200
−HK$933/mo
Today · 4.125%
HK$36,133
baseline
▲ 0.50% · 4.625%
HK$38,038
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,266/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,741
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,759
−HK$1,035/mo
Today · 4.125%
HK$34,794
baseline
▲ 0.50% · 4.625%
HK$36,911
+HK$2,117/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,588/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,424
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,401
−HK$991/mo
Today · 4.125%
HK$38,392
baseline
▲ 0.50% · 4.625%
HK$40,415
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,784/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,667
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,745
−HK$1,095/mo
Today · 4.125%
HK$36,840
baseline
▲ 0.50% · 4.625%
HK$39,082
+HK$2,242/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,680/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,566
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,601
−HK$1,049/mo
Today · 4.125%
HK$40,650
baseline
▲ 0.50% · 4.625%
HK$42,793
+HK$2,143/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,300/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,383 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).