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Crescira AVM · estimated value
● Medium confidence
HK$27.54M
≈ HK$13,946 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.26M, with repayments around HK$93,442/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$87,928
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$90,663
−HK$2,779/mo
Today · 4.125%
HK$93,442
baseline
▲ 0.50% · 4.625%
HK$99,128
+HK$5,686/mo
Deposit HK$8.26M · loan HK$19.28M · min. income ≈ HK$186,884/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,595 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
Mass Transit Railway University Station
≈ 31 min walk · 2,463 m
Education
5
schools within 1 km (1 within 500 m)
Daily convenience
3
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 3 shopping and daily-needs spots nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 1,975 Saleable ft²
- Gross Area
- 2,572 ft²
- Efficiency
- 77%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-17 | HK$30.00M | +10.4% 5.2y · 2.0%/yr |
| 2016-11-09 | HK$27.16M | — |
Other appraised units in this building
Data sourced from Renavon.com