Switch unit
Crescira AVM · estimated value
● Medium confidence
HK$28.81M
≈ HK$14,587 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.64M, with repayments around HK$97,737/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$91,970
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,831
−HK$2,906/mo
Today · 4.125%
HK$97,737
baseline
▲ 0.50% · 4.625%
HK$103,684
+HK$5,947/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$195,474/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,397 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway University Station
≈ 31 min walk · 2,463 m
Education
5
schools within 1 km (1 within 500 m)
Daily convenience
3
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 3 shopping and daily-needs spots nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 1,975 Saleable ft²
- Gross Area
- 2,572 ft²
- Efficiency
- 77%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2012-10-31 | HK$37.27M | — |
Other appraised units in this building
Data sourced from Renavon.com