▼ 0.50% · 3.625%
HK$20,367
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,000
−HK$644/mo
Today · 4.125%
HK$21,644
baseline
▲ 0.50% · 4.625%
HK$22,961
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,288/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,658
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,265
−HK$617/mo
Today · 4.125%
HK$23,882
baseline
▲ 0.50% · 4.625%
HK$25,141
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,764/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,403
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,100
−HK$708/mo
Today · 4.125%
HK$23,808
baseline
▲ 0.50% · 4.625%
HK$25,257
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,616/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,924
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,592
−HK$678/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,655
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,440
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,200
−HK$773/mo
Today · 4.125%
HK$25,973
baseline
▲ 0.50% · 4.625%
HK$27,553
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,946/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,189
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,919
−HK$739/mo
Today · 4.125%
HK$28,658
baseline
▲ 0.50% · 4.625%
HK$30,169
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,316/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,477
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,300
−HK$837/mo
Today · 4.125%
HK$28,137
baseline
▲ 0.50% · 4.625%
HK$29,849
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,274/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,455
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,245
−HK$801/mo
Today · 4.125%
HK$31,046
baseline
▲ 0.50% · 4.625%
HK$32,683
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,092/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,513
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,400
−HK$901/mo
Today · 4.125%
HK$30,301
baseline
▲ 0.50% · 4.625%
HK$32,145
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,602/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,721
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,572
−HK$863/mo
Today · 4.125%
HK$33,435
baseline
▲ 0.50% · 4.625%
HK$35,197
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,870/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,550
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,500
−HK$966/mo
Today · 4.125%
HK$32,466
baseline
▲ 0.50% · 4.625%
HK$34,441
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,932/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,987
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,898
−HK$925/mo
Today · 4.125%
HK$35,823
baseline
▲ 0.50% · 4.625%
HK$37,711
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,646/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,587
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,600
−HK$1,030/mo
Today · 4.125%
HK$34,630
baseline
▲ 0.50% · 4.625%
HK$36,737
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,260/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,252
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,225
−HK$986/mo
Today · 4.125%
HK$38,211
baseline
▲ 0.50% · 4.625%
HK$40,225
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,422/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,623
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,700
−HK$1,095/mo
Today · 4.125%
HK$36,795
baseline
▲ 0.50% · 4.625%
HK$39,033
+HK$2,238/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,590/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,518
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,551
−HK$1,048/mo
Today · 4.125%
HK$40,599
baseline
▲ 0.50% · 4.625%
HK$42,739
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,198/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,660
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,800
−HK$1,159/mo
Today · 4.125%
HK$38,959
baseline
▲ 0.50% · 4.625%
HK$41,330
+HK$2,371/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,918/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,784
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,878
−HK$1,109/mo
Today · 4.125%
HK$42,987
baseline
▲ 0.50% · 4.625%
HK$45,253
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,974/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,953 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).