▼ 0.50% · 3.625%
HK$20,704
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,348
−HK$654/mo
Today · 4.125%
HK$22,002
baseline
▲ 0.50% · 4.625%
HK$23,341
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,004/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,033
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,650
−HK$627/mo
Today · 4.125%
HK$24,277
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,554/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,774
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,483
−HK$719/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,675
+HK$1,473/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,336
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,015
−HK$690/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,112
+HK$1,407/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,845
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,617
−HK$785/mo
Today · 4.125%
HK$26,402
baseline
▲ 0.50% · 4.625%
HK$28,009
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,804/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,639
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,381
−HK$752/mo
Today · 4.125%
HK$29,133
baseline
▲ 0.50% · 4.625%
HK$30,668
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,266/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,915
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,752
−HK$851/mo
Today · 4.125%
HK$28,603
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,206/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,943
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,746
−HK$814/mo
Today · 4.125%
HK$31,560
baseline
▲ 0.50% · 4.625%
HK$33,224
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,120/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,985
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,887
−HK$916/mo
Today · 4.125%
HK$30,803
baseline
▲ 0.50% · 4.625%
HK$32,677
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,606/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,246
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,111
−HK$877/mo
Today · 4.125%
HK$33,988
baseline
▲ 0.50% · 4.625%
HK$35,780
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$67,976/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,056
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,022
−HK$981/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$35,011
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,549
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,476
−HK$940/mo
Today · 4.125%
HK$36,416
baseline
▲ 0.50% · 4.625%
HK$38,335
+HK$1,919/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,832/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,126
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,156
−HK$1,047/mo
Today · 4.125%
HK$35,203
baseline
▲ 0.50% · 4.625%
HK$37,345
+HK$2,142/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,406/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,852
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,002/mo
Today · 4.125%
HK$38,843
baseline
▲ 0.50% · 4.625%
HK$40,891
+HK$2,048/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,686/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,196
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,291
−HK$1,113/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,679
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,156
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,206
−HK$1,065/mo
Today · 4.125%
HK$41,271
baseline
▲ 0.50% · 4.625%
HK$43,447
+HK$2,176/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,542/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,267
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,426
−HK$1,178/mo
Today · 4.125%
HK$39,604
baseline
▲ 0.50% · 4.625%
HK$42,014
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,208/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,459
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,571
−HK$1,128/mo
Today · 4.125%
HK$43,699
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,398/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,958 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).