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Crescira AVM · estimated value Medium confidence
HK$7.37M
≈ HK$8,825 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$737K, with repayments around HK$32,141/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$30,245
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,185
−HK$956/mo
Today · 4.125%
HK$32,141
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,956/mo

Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$64,282/mo (50% DSR)

Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,063 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
HOUSE 3
Flat
TS-3C
Saleable Area
835 ft²
Gross Area
1,005 ft²
Efficiency
83%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2008-09-19 HK$4.10M −20.8%
1997-01-20 HK$5.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Po Market
≈ 43 min walk · 3,399 m
(quite far — consider other transport options)
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com