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Crescira AVM · estimated value Medium confidence
HK$7.09M
≈ HK$8,821 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$709K, with repayments around HK$30,934/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$29,109
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,014
−HK$920/mo
Today · 4.125%
HK$30,934
baseline
▲ 0.50% · 4.625%
HK$32,816
+HK$1,882/mo

Deposit HK$709K · loan HK$6.38M · min. income ≈ HK$61,868/mo (50% DSR)

Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,760 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3號屋
Flat
TS-3H
Saleable Area
804 ft²
Gross Area
1,000 ft²
Efficiency
80%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2017-02-07 HK$7.35M +55.4%
6.8y
2010-04-28 HK$4.73M +32.1%
2007-08-31 HK$3.58M +2.3%
2006-03-28 HK$3.50M +2.9%
1999-07-22 HK$3.40M −50.7%
1997-07-24 HK$6.90M +31.9%
1997-01-20 HK$5.23M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Po Market
≈ 43 min walk · 3,399 m
(quite far — consider other transport options)
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com