20/F 3
in GOLDEN LION GARDEN PHASE 2 GOLDEN PEACE COURT (BLOCK C)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,309/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,618/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 3
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 452 ft²
- Efficiency
- 62%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-11 | HK$4.28M | −13.0% 3.8y · −3.0%/yr |
| 2018-05-25 | HK$4.92M | +75.1% 5.3y · 14.0%/yr |
| 2013-01-17 | HK$2.81M | +95.1% |
| 2010-03-04 | HK$1.44M | +22.0% |
| 2008-04-24 | HK$1.18M | +43.9% |
| 2004-06-10 | HK$820K | — |