20/F 1
in GOLDEN LION GARDEN PHASE 2 GOLDEN PEACE COURT (BLOCK C)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,576/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$403K · loan HK$3.63M · min. income ≈ HK$35,152/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$5,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 1
- Saleable Area
- 306 Saleable ft²
- Gross Area
- 499 ft²
- Efficiency
- 61%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-05 | HK$3.78M | −25.7% 4.7y · −5.0%/yr |
| 2021-05-12 | HK$5.09M | +27.3% 4.1y · 7.0%/yr |
| 2017-04-05 | HK$4.00M | +196.3% 7.7y · 26.0%/yr |
| 2009-08-06 | HK$1.35M | +18.4% |
| 2009-03-30 | HK$1.14M | — |