20/F 4
in GOLDEN LION GARDEN PHASE 2 GOLDEN FORTUNE COURT (BLOCK E)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$408K, with repayments around HK$17,787/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,574/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$15,664 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Wai Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 4
- Saleable Area
- 306 Saleable ft²
- Gross Area
- 499 ft²
- Efficiency
- 61%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-11-10 | HK$4.40M | +91.3% 5.5y · 17.0%/yr |
| 2012-05-29 | HK$2.30M | +21.1% |
| 2010-12-07 | HK$1.90M | +31.9% |
| 2008-07-29 | HK$1.44M | +48.5% |
| 2007-09-28 | HK$970K | +7.8% |
| 2004-04-02 | HK$900K | −54.3% |
| 1997-08-21 | HK$1.97M | +13.9% |
| 1997-04-14 | HK$1.73M | — |