12/F 4
in GOLDEN LION GARDEN PHASE 2 GOLDEN MASCOT COURT (BLOCK B)
Sha Tin District · New Territories East
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$384K, with repayments around HK$16,748/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$384K · loan HK$3.46M · min. income ≈ HK$33,496/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 4
- Saleable Area
- 306 Saleable ft²
- Gross Area
- 499 ft²
- Efficiency
- 61%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-23 | HK$3.00M | −34.1% 4.7y · −7.0%/yr |
| 2019-11-07 | HK$4.55M | +111.6% 7.6y · 15.0%/yr |
| 2012-04-02 | HK$2.15M | +18.1% |
| 2011-01-05 | HK$1.82M | +10.3% |
| 2010-05-05 | HK$1.65M | +52.8% |
| 2007-09-12 | HK$1.08M | +25.6% |
| 2004-08-25 | HK$860K | +16.2% |
| 2004-05-18 | HK$740K | — |