15/F 3
in GOLDEN LION GARDEN PHASE 2 GOLDEN MASCOT COURT (BLOCK B)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,516/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.20M · min. income ≈ HK$31,032/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 3
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 452 ft²
- Efficiency
- 62%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-28 | HK$4.40M | +11.4% 4.7y · 2.0%/yr |
| 2017-08-28 | HK$3.95M | +38.1% 3.1y · 12.0%/yr |
| 2014-07-29 | HK$2.86M | +100.0% |
| 1998-06-24 | HK$1.43M | −17.8% |
| 1997-04-26 | HK$1.74M | +15.2% |
| 1997-04-04 | HK$1.51M | — |