Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$771K, with repayments around HK$33,629/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,258/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,293 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 40/F
- Flat
- G
- Saleable Area
- 562 Saleable ft²
- Gross Area
- 775 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-05 | HK$8.45M | +20.7% 6.6y · 3.0%/yr |
| 2016-04-01 | HK$7.00M | +94.4% 6.4y · 15.0%/yr |
| 2009-10-08 | HK$3.60M | +60.0% |
| 2004-04-24 | HK$2.25M | +15.4% |
| 2004-01-19 | HK$1.95M | −41.6% |
| 1999-08-20 | HK$3.34M | — |