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At today's rate and a 90% mortgage, the deposit on this unit is about HK$564K, with repayments around HK$24,599/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,198/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 377 Saleable ft²
- Gross Area
- 527 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-09 | HK$4.58M | −22.1% 6.2y · −4.0%/yr |
| 2018-08-02 | HK$5.88M | +169.7% 8.1y · 21.0%/yr |
| 2010-06-11 | HK$2.18M | +36.2% |
| 2005-07-16 | HK$1.60M | −10.1% |
| 2000-10-16 | HK$1.78M | −22.9% |
| 1998-06-03 | HK$2.31M | — |