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At today's rate and a 90% mortgage, the deposit on this unit is about HK$557K, with repayments around HK$24,299/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,598/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- F
- Saleable Area
- 419 Saleable ft²
- Gross Area
- 575 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-04 | HK$6.28M | +19.6% 3.2y · 6.0%/yr |
| 2017-01-19 | HK$5.25M | +51.7% 4.4y · 12.0%/yr |
| 2012-08-24 | HK$3.46M | +41.2% |
| 2010-07-02 | HK$2.45M | +47.6% |
| 2007-05-30 | HK$1.66M | −25.9% |
| 1999-02-03 | HK$2.24M | — |