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At today's rate and a 90% mortgage, the deposit on this unit is about HK$529K, with repayments around HK$23,080/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,160/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,054 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 419 Saleable ft²
- Gross Area
- 575 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-07-22 | HK$6.50M | +42.9% 3.2y · 13.0%/yr |
| 2016-05-17 | HK$4.55M | +8.3% 2.8y · 3.0%/yr |
| 2013-07-04 | HK$4.20M | +61.5% |
| 2010-10-27 | HK$2.60M | +25.0% |
| 2008-07-28 | HK$2.08M | +26.1% |
| 2006-08-18 | HK$1.65M | +2.5% |
| 2005-03-31 | HK$1.61M | −2.4% |
| 1998-10-14 | HK$1.65M | — |