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At today's rate and a 90% mortgage, the deposit on this unit is about HK$661K, with repayments around HK$28,818/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,636/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,695 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- F
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 592 ft²
- Efficiency
- 79%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-04 | HK$5.88M | −18.3% 5.3y · −3.0%/yr |
| 2020-05-14 | HK$7.20M | +16.5% 3.0y · 6.0%/yr |
| 2017-05-02 | HK$6.18M | +111.6% 20.3y · 6.0%/yr |
| 1997-02-12 | HK$2.92M | — |