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At today's rate and a 90% mortgage, the deposit on this unit is about HK$638K, with repayments around HK$27,808/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,616/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,525 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 78%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-20 | HK$6.68M | +11.3% 8.6y · 1.0%/yr |
| 2017-10-13 | HK$6.00M | +37.9% 4.1y · 9.0%/yr |
| 2013-08-29 | HK$4.35M | +46.0% |
| 2011-01-04 | HK$2.98M | +55.2% |
| 2007-09-11 | HK$1.92M | −39.2% |
| 1997-02-13 | HK$3.16M | — |