Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$464K, with repayments around HK$20,229/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$464K · loan HK$4.17M · min. income ≈ HK$40,458/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$81,268 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- E
- Saleable Area
- 397 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-10 | HK$5.32M | +7.5% 4.0y · 2.0%/yr |
| 2018-05-11 | HK$4.95M | +60.7% 4.9y · 13.0%/yr |
| 2013-06-21 | HK$3.08M | +34.5% |
| 2012-04-12 | HK$2.29M | +42.2% |
| 2008-03-19 | HK$1.61M | +10.3% |
| 2008-02-28 | HK$1.46M | +15.9% |
| 2008-01-28 | HK$1.26M | +12.5% |
| 2006-01-04 | HK$1.12M | −55.6% |
| 1997-07-05 | HK$2.52M | — |