Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$478K, with repayments around HK$20,860/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$478K · loan HK$4.30M · min. income ≈ HK$41,720/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$95,728 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- H
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 508 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-01 | HK$4.50M | +14.5% 9.4y · 2.0%/yr |
| 2016-06-13 | HK$3.93M | +114.8% 6.2y · 19.0%/yr |
| 2010-04-07 | HK$1.83M | −36.5% |
| 1997-11-08 | HK$2.88M | +0.0% |
| 1997-09-04 | HK$2.88M | — |