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Crescira AVM · estimated value Medium confidence
HK$7.64M
≈ HK$10,851 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$764K, with repayments around HK$33,320/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$31,354
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,329
−HK$991/mo
Today · 4.125%
HK$33,320
baseline
▲ 0.50% · 4.625%
HK$35,347
+HK$2,027/mo

Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,640/mo (50% DSR)

Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,168 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
A
Saleable Area
704 ft²
Gross Area
981 ft²
Efficiency
72%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2012-12-11 HK$5.00M +49.3%
2009-11-25 HK$3.35M +67.5%
2005-03-01 HK$2.00M −56.7%
1998-04-17 HK$4.62M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan West
≈ 18 min walk · 1,420 m
(quite far — consider other transport options)
Education
13
schools within 1 km (4 within 500 m)
Daily convenience
10
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
9
parks, libraries, sports within 1 km

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Green space & leisure — 9 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com