▼ 0.50% · 3.625%
HK$22,309
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,003
−HK$705/mo
Today · 4.125%
HK$23,708
baseline
▲ 0.50% · 4.625%
HK$25,151
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,416/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,819
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,484
−HK$675/mo
Today · 4.125%
HK$26,159
baseline
▲ 0.50% · 4.625%
HK$27,538
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,318/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,540
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,303
−HK$776/mo
Today · 4.125%
HK$26,079
baseline
▲ 0.50% · 4.625%
HK$27,666
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,158/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,300
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,033
−HK$742/mo
Today · 4.125%
HK$28,775
baseline
▲ 0.50% · 4.625%
HK$30,292
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,550/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,771
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$846/mo
Today · 4.125%
HK$28,450
baseline
▲ 0.50% · 4.625%
HK$30,181
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,900/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,581
−HK$810/mo
Today · 4.125%
HK$31,391
baseline
▲ 0.50% · 4.625%
HK$33,046
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,782/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,002
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,904
−HK$916/mo
Today · 4.125%
HK$30,820
baseline
▲ 0.50% · 4.625%
HK$32,696
+HK$1,876/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,640/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,264
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,129
−HK$878/mo
Today · 4.125%
HK$34,007
baseline
▲ 0.50% · 4.625%
HK$35,800
+HK$1,793/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$68,014/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,233
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,204
−HK$987/mo
Today · 4.125%
HK$33,191
baseline
▲ 0.50% · 4.625%
HK$35,211
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,382/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,746
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$945/mo
Today · 4.125%
HK$36,623
baseline
▲ 0.50% · 4.625%
HK$38,554
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,246/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,464
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,504
−HK$1,058/mo
Today · 4.125%
HK$35,562
baseline
▲ 0.50% · 4.625%
HK$37,726
+HK$2,164/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,124/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,228
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,226
−HK$1,013/mo
Today · 4.125%
HK$39,239
baseline
▲ 0.50% · 4.625%
HK$41,308
+HK$2,069/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,478/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,694
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,805
−HK$1,128/mo
Today · 4.125%
HK$37,933
baseline
▲ 0.50% · 4.625%
HK$40,241
+HK$2,308/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,866/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,710
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,775
−HK$1,080/mo
Today · 4.125%
HK$41,855
baseline
▲ 0.50% · 4.625%
HK$44,061
+HK$2,206/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,710/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,925
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,105
−HK$1,199/mo
Today · 4.125%
HK$40,304
baseline
▲ 0.50% · 4.625%
HK$42,756
+HK$2,452/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,608/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,192
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,323
−HK$1,148/mo
Today · 4.125%
HK$44,471
baseline
▲ 0.50% · 4.625%
HK$46,815
+HK$2,344/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,942/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,156
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,405
−HK$1,269/mo
Today · 4.125%
HK$42,674
baseline
▲ 0.50% · 4.625%
HK$45,271
+HK$2,597/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$85,348/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,673
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,872
−HK$1,215/mo
Today · 4.125%
HK$47,087
baseline
▲ 0.50% · 4.625%
HK$49,569
+HK$2,482/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$94,174/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,357 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).