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At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,916/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$388K · loan HK$3.49M · min. income ≈ HK$33,832/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 22 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- C
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 77%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-19 | HK$3.90M | −27.4% 3.9y · −7.0%/yr |
| 2020-09-28 | HK$5.37M | +137.6% 8.5y · 16.0%/yr |
| 2012-03-19 | HK$2.26M | +37.8% |
| 2010-03-23 | HK$1.64M | +21.5% |
| 2009-07-15 | HK$1.35M | +23.9% |
| 2005-05-04 | HK$1.09M | +6.9% |
| 2005-04-20 | HK$1.02M | −29.7% |
| 1996-10-01 | HK$1.45M | — |