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At today's rate and a 90% mortgage, the deposit on this unit is about HK$314K, with repayments around HK$13,710/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$314K · loan HK$2.83M · min. income ≈ HK$27,420/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 22 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- D
- Saleable Area
- 307 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 76%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-19 | HK$4.38M | +46.0% 3.1y · 15.0%/yr |
| 2017-05-26 | HK$3.00M | +117.4% 6.7y · 17.0%/yr |
| 2010-08-16 | HK$1.38M | +12.2% |
| 2010-02-26 | HK$1.23M | +7.9% |
| 2009-07-02 | HK$1.14M | +119.2% |
| 2003-07-04 | HK$520K | −27.8% |
| 2001-02-03 | HK$720K | −40.5% |
| 1996-10-24 | HK$1.21M | — |