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At today's rate and a 90% mortgage, the deposit on this unit is about HK$341K, with repayments around HK$14,859/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$341K · loan HK$3.07M · min. income ≈ HK$29,718/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- D
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 67%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-15 | HK$4.73M | +43.3% 4.6y · 9.0%/yr |
| 2016-09-27 | HK$3.30M | +23.6% 3.1y · 8.0%/yr |
| 2013-08-15 | HK$2.67M | +92.1% |
| 2010-05-10 | HK$1.39M | +12.1% |
| 2010-02-05 | HK$1.24M | +5.1% |
| 2009-12-29 | HK$1.18M | +21.6% |
| 2001-04-02 | HK$970K | −51.5% |
| 1998-05-27 | HK$2.00M | — |