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At today's rate and a 90% mortgage, the deposit on this unit is about HK$294K, with repayments around HK$12,843/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$294K · loan HK$2.65M · min. income ≈ HK$25,686/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 67%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-15 | HK$2.78M | +12.1% 0.3y |
| 2025-04-10 | HK$2.48M | −14.5% 11.0y · 1.0%/yr |
| 2024-04-18 | HK$2.90M | +26.1% 10.0y · 3.0%/yr |
| 2014-04-30 | HK$2.30M | +32.9% |
| 2011-05-24 | HK$1.73M | — |