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Crescira AVM · estimated value Medium confidence
HK$5.91M
≈ HK$13,402 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$591K, with repayments around HK$25,780/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,259
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,014
−HK$766/mo
Today · 4.125%
HK$25,780
baseline
▲ 0.50% · 4.625%
HK$27,349
+HK$1,569/mo

Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,560/mo (50% DSR)

Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,985 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
23/F
Flat
B
Saleable Area
441 ft²
Gross Area
457 ft²
Efficiency
96%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2023-03-06 HK$5.51M −3.7%
3.9y
2019-04-26 HK$5.72M +51.3%
2014-10-03 HK$3.78M +23.1%
2012-03-30 HK$3.07M +29.0%
2010-10-08 HK$2.38M +58.7%
2005-08-08 HK$1.50M −23.1%
1995-08-05 HK$1.95M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 5 min walk · 321 m
Education
73
schools within 1 km (12 within 500 m)
Daily convenience
93
within 1 km (38 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
83
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 73 schools within a 1 km walk.

Everyday convenience — 93 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 83 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com