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At today's rate and a 90% mortgage, the deposit on this unit is about HK$589K, with repayments around HK$25,695/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,390/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,542 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 93 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- D
- Saleable Area
- 429 Saleable ft²
- Gross Area
- 642 ft²
- Efficiency
- 67%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-27 | HK$5.60M | −20.0% 5.4y · −4.0%/yr |
| 2020-09-30 | HK$7.00M | +5.9% 0.7y |
| 2020-02-10 | HK$6.61M | +14.0% 3.1y · 5.0%/yr |
| 2016-12-20 | HK$5.80M | +77.9% 6.3y · 12.0%/yr |
| 2010-10-05 | HK$3.26M | — |