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Crescira AVM · estimated value ● Medium confidence
HK$15.06M
≈ HK$11,013 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.52M, with repayments around HK$51,076/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$48,062
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,557
−HK$1,519/mo
Today · 4.125%
HK$51,076
baseline
▲ 0.50% · 4.625%
HK$54,184
+HK$3,108/mo

Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,152/mo (50% DSR)

Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,573 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
C
Saleable Area
1,367 ft²
Gross Area
1,350 ft²
Efficiency
101%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2012-04-05 HK$12.30M +79.6%
6.7y
2005-08-13 HK$6.85M +85.1%
2.9y
2002-09-10 HK$3.70M −44.6%
7.1y
1995-07-31 HK$6.68M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 12 min walk · 940 m
Education
116
schools within 1 km (29 within 500 m)
Daily convenience
20
within 1 km (1 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Family-friendly — 116 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building