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Crescira AVM · estimated value Medium confidence
HK$16.44M
≈ HK$13,056 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.93M, with repayments around HK$55,765/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$52,475
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,107
−HK$1,658/mo
Today · 4.125%
HK$55,765
baseline
▲ 0.50% · 4.625%
HK$59,159
+HK$3,394/mo

Deposit HK$4.93M · loan HK$11.51M · min. income ≈ HK$111,530/mo (50% DSR)

Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$616,411 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
D
Saleable Area
1,259 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2004-09-24 HK$3.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 12 min walk · 940 m
Education
116
schools within 1 km (29 within 500 m)
Daily convenience
20
within 1 km (1 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 116 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com