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Crescira AVM · estimated value Medium confidence
HK$35.79M
≈ HK$24,116 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.74M, with repayments around HK$121,414/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$114,250
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,803
−HK$3,611/mo
Today · 4.125%
HK$121,414
baseline
▲ 0.50% · 4.625%
HK$128,802
+HK$7,388/mo

Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,828/mo (50% DSR)

Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,010 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
B
Saleable Area
1,484 ft²
Gross Area
2,000 ft²
Efficiency
74%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2008-09-11 HK$27.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 9 min walk · 703 m
Education
68
schools within 1 km (19 within 500 m)
Daily convenience
79
within 1 km (12 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
78
parks, libraries, sports within 1 km

Family-friendly — 68 schools within a 1 km walk.

Everyday convenience — 79 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com