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Crescira AVM · estimated value Medium confidence
HK$37.51M
≈ HK$25,274 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.25M, with repayments around HK$127,243/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$119,734
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,459
−HK$3,784/mo
Today · 4.125%
HK$127,243
baseline
▲ 0.50% · 4.625%
HK$134,985
+HK$7,742/mo

Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$254,486/mo (50% DSR)

Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,026 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
B
Saleable Area
1,484 ft²
Gross Area
2,003 ft²
Efficiency
74%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2009-05-13 HK$27.80M −10.3%
2007-11-15 HK$31.00M +12.0%
2007-02-09 HK$27.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 9 min walk · 703 m
Education
68
schools within 1 km (19 within 500 m)
Daily convenience
79
within 1 km (12 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
78
parks, libraries, sports within 1 km

Family-friendly — 68 schools within a 1 km walk.

Everyday convenience — 79 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com