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Crescira AVM · estimated value Medium confidence
HK$35.80M
≈ HK$28,945 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.74M, with repayments around HK$121,469/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$114,301
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,857
−HK$3,612/mo
Today · 4.125%
HK$121,469
baseline
▲ 0.50% · 4.625%
HK$128,860
+HK$7,391/mo

Deposit HK$10.74M · loan HK$25.06M · min. income ≈ HK$242,938/mo (50% DSR)

Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,697 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
C
Saleable Area
1,237 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2023-07-19 HK$30.90M −12.4%
7.2y
2016-04-26 HK$35.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ho Man Tin
≈ 4 min walk · 261 m
Education
56
schools within 1 km (13 within 500 m)
Daily convenience
43
within 1 km (6 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Ho Man Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com