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Crescira AVM · estimated value Medium confidence
HK$40.37M
≈ HK$22,914 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.11M, with repayments around HK$136,970/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$128,887
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$132,896
−HK$4,074/mo
Today · 4.125%
HK$136,970
baseline
▲ 0.50% · 4.625%
HK$145,304
+HK$8,334/mo

Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$273,940/mo (50% DSR)

Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,881 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
32/F
Flat
B
Saleable Area
1,762 ft²
Gross Area
2,342 ft²
Efficiency
75%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2011-05-03 HK$43.84M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 6 min walk · 464 m
Education
89
schools within 1 km (24 within 500 m)
Daily convenience
30
within 1 km (9 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 89 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com