▼ 0.50% · 3.625%
HK$21,540
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,210
−HK$681/mo
Today · 4.125%
HK$22,891
baseline
▲ 0.50% · 4.625%
HK$24,284
+HK$1,393/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,782/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,963
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,606
−HK$652/mo
Today · 4.125%
HK$25,258
baseline
▲ 0.50% · 4.625%
HK$26,589
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,516/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,694
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,431
−HK$749/mo
Today · 4.125%
HK$25,180
baseline
▲ 0.50% · 4.625%
HK$26,712
+HK$1,532/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,360/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,360
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,066
−HK$718/mo
Today · 4.125%
HK$27,784
baseline
▲ 0.50% · 4.625%
HK$29,248
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,568/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,848
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,652
−HK$817/mo
Today · 4.125%
HK$27,469
baseline
▲ 0.50% · 4.625%
HK$29,141
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,938/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,756
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,527
−HK$782/mo
Today · 4.125%
HK$30,309
baseline
▲ 0.50% · 4.625%
HK$31,907
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,618/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,002
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,873
−HK$885/mo
Today · 4.125%
HK$29,758
baseline
▲ 0.50% · 4.625%
HK$31,569
+HK$1,811/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,516/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,152
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,988
−HK$847/mo
Today · 4.125%
HK$32,835
baseline
▲ 0.50% · 4.625%
HK$34,566
+HK$1,731/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,670/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,094
−HK$953/mo
Today · 4.125%
HK$32,047
baseline
▲ 0.50% · 4.625%
HK$33,997
+HK$1,950/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,094/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,548
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,448
−HK$913/mo
Today · 4.125%
HK$35,361
baseline
▲ 0.50% · 4.625%
HK$37,225
+HK$1,864/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,722/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,310
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,315
−HK$1,021/mo
Today · 4.125%
HK$34,336
baseline
▲ 0.50% · 4.625%
HK$36,426
+HK$2,090/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,672/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,945
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,909
−HK$978/mo
Today · 4.125%
HK$37,887
baseline
▲ 0.50% · 4.625%
HK$39,884
+HK$1,997/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,774/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,464
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,536
−HK$1,089/mo
Today · 4.125%
HK$36,625
baseline
▲ 0.50% · 4.625%
HK$38,854
+HK$2,229/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,250/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,341
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,369
−HK$1,044/mo
Today · 4.125%
HK$40,413
baseline
▲ 0.50% · 4.625%
HK$42,543
+HK$2,130/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,826/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,618
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,158/mo
Today · 4.125%
HK$38,915
baseline
▲ 0.50% · 4.625%
HK$41,282
+HK$2,367/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,830/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,737
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,830
−HK$1,108/mo
Today · 4.125%
HK$42,938
baseline
▲ 0.50% · 4.625%
HK$45,202
+HK$2,264/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,876/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,772
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,978
−HK$1,226/mo
Today · 4.125%
HK$41,204
baseline
▲ 0.50% · 4.625%
HK$43,711
+HK$2,507/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$82,408/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,134
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,291
−HK$1,173/mo
Today · 4.125%
HK$45,464
baseline
▲ 0.50% · 4.625%
HK$47,861
+HK$2,397/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$90,928/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,637 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).