▼ 0.50% · 3.625%
HK$18,400
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,972
−HK$582/mo
Today · 4.125%
HK$19,554
baseline
▲ 0.50% · 4.625%
HK$20,743
+HK$1,189/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,108/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,469
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,018
−HK$557/mo
Today · 4.125%
HK$21,575
baseline
▲ 0.50% · 4.625%
HK$22,713
+HK$1,138/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,150/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,240
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,869
−HK$640/mo
Today · 4.125%
HK$21,509
baseline
▲ 0.50% · 4.625%
HK$22,818
+HK$1,309/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,018/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,516
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,120
−HK$613/mo
Today · 4.125%
HK$23,733
baseline
▲ 0.50% · 4.625%
HK$24,984
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,466/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,080
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$698/mo
Today · 4.125%
HK$23,464
baseline
▲ 0.50% · 4.625%
HK$24,892
+HK$1,428/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,928/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,563
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,222
−HK$668/mo
Today · 4.125%
HK$25,890
baseline
▲ 0.50% · 4.625%
HK$27,255
+HK$1,365/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,780/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,920
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,664
−HK$756/mo
Today · 4.125%
HK$25,420
baseline
▲ 0.50% · 4.625%
HK$26,966
+HK$1,546/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,840/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,610
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,324
−HK$724/mo
Today · 4.125%
HK$28,048
baseline
▲ 0.50% · 4.625%
HK$29,526
+HK$1,478/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,096/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,760
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,561
−HK$814/mo
Today · 4.125%
HK$27,375
baseline
▲ 0.50% · 4.625%
HK$29,041
+HK$1,666/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,750/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,657
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,426
−HK$780/mo
Today · 4.125%
HK$30,206
baseline
▲ 0.50% · 4.625%
HK$31,798
+HK$1,592/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,412/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,600
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,458
−HK$872/mo
Today · 4.125%
HK$29,330
baseline
▲ 0.50% · 4.625%
HK$31,115
+HK$1,785/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,660/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,704
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,528
−HK$835/mo
Today · 4.125%
HK$32,363
baseline
▲ 0.50% · 4.625%
HK$34,069
+HK$1,706/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,726/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,440
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,355
−HK$931/mo
Today · 4.125%
HK$31,286
baseline
▲ 0.50% · 4.625%
HK$33,189
+HK$1,903/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,572/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,751
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,630
−HK$891/mo
Today · 4.125%
HK$34,521
baseline
▲ 0.50% · 4.625%
HK$36,340
+HK$1,819/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,042/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,280
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,252
−HK$989/mo
Today · 4.125%
HK$33,241
baseline
▲ 0.50% · 4.625%
HK$35,264
+HK$2,023/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,482/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,798
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,731
−HK$947/mo
Today · 4.125%
HK$36,678
baseline
▲ 0.50% · 4.625%
HK$38,612
+HK$1,934/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,356/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,119
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,150
−HK$1,046/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,338
+HK$2,142/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,845
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,833
−HK$1,003/mo
Today · 4.125%
HK$38,836
baseline
▲ 0.50% · 4.625%
HK$40,883
+HK$2,047/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$77,672/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,075 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).