▼ 0.50% · 3.625%
HK$18,990
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,581
−HK$600/mo
Today · 4.125%
HK$20,181
baseline
▲ 0.50% · 4.625%
HK$21,409
+HK$1,228/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,362/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,126
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,693
−HK$575/mo
Today · 4.125%
HK$22,268
baseline
▲ 0.50% · 4.625%
HK$23,442
+HK$1,174/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,536/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,889
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,539
−HK$660/mo
Today · 4.125%
HK$22,199
baseline
▲ 0.50% · 4.625%
HK$23,550
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,398/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,239
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,862
−HK$633/mo
Today · 4.125%
HK$24,495
baseline
▲ 0.50% · 4.625%
HK$25,786
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$48,990/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,788
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,497
−HK$720/mo
Today · 4.125%
HK$24,217
baseline
▲ 0.50% · 4.625%
HK$25,691
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,434/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,352
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,032
−HK$689/mo
Today · 4.125%
HK$26,721
baseline
▲ 0.50% · 4.625%
HK$28,130
+HK$1,409/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,442/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,687
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,455
−HK$780/mo
Today · 4.125%
HK$26,235
baseline
▲ 0.50% · 4.625%
HK$27,832
+HK$1,597/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,470/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,464
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$747/mo
Today · 4.125%
HK$28,948
baseline
▲ 0.50% · 4.625%
HK$30,474
+HK$1,526/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,896/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,586
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,413
−HK$841/mo
Today · 4.125%
HK$28,254
baseline
▲ 0.50% · 4.625%
HK$29,973
+HK$1,719/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,508/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,577
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,370
−HK$805/mo
Today · 4.125%
HK$31,175
baseline
▲ 0.50% · 4.625%
HK$32,818
+HK$1,643/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,350/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,371
−HK$901/mo
Today · 4.125%
HK$30,272
baseline
▲ 0.50% · 4.625%
HK$32,114
+HK$1,842/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,544/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,690
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,540
−HK$862/mo
Today · 4.125%
HK$33,402
baseline
▲ 0.50% · 4.625%
HK$35,162
+HK$1,760/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,804/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,384
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,329
−HK$961/mo
Today · 4.125%
HK$32,290
baseline
▲ 0.50% · 4.625%
HK$34,254
+HK$1,964/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$64,580/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,802
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,709
−HK$920/mo
Today · 4.125%
HK$35,629
baseline
▲ 0.50% · 4.625%
HK$37,507
+HK$1,878/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$71,258/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,283
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,288
−HK$1,020/mo
Today · 4.125%
HK$34,308
baseline
▲ 0.50% · 4.625%
HK$36,395
+HK$2,087/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,616/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,915
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,878
−HK$977/mo
Today · 4.125%
HK$37,855
baseline
▲ 0.50% · 4.625%
HK$39,851
+HK$1,996/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,710/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,182
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,246
−HK$1,080/mo
Today · 4.125%
HK$36,326
baseline
▲ 0.50% · 4.625%
HK$38,536
+HK$2,210/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,652/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,028
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,047
−HK$1,035/mo
Today · 4.125%
HK$40,082
baseline
▲ 0.50% · 4.625%
HK$42,195
+HK$2,113/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,164/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,844 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).