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Crescira AVM · estimated value ● Medium confidence
HK$36.77M
≈ HK$27,297 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.03M, with repayments around HK$124,741/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$117,381
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$121,032
−HK$3,709/mo
Today · 4.125%
HK$124,741
baseline
▲ 0.50% · 4.625%
HK$132,332
+HK$7,591/mo

Deposit HK$11.03M · loan HK$25.74M · min. income ≈ HK$249,482/mo (50% DSR)

Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,693 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
B
Saleable Area
1,347 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2023-12-12 HK$32.06M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 10 min walk · 800 m
Education
75
schools within 1 km (23 within 500 m)
Daily convenience
49
within 1 km (9 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Family-friendly — 75 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building