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Home Kowloon City District IN ONE PHASE IA TOWER 2 (2B)

12/F B

in IN ONE PHASE IA TOWER 2 (2B)

Kowloon City District · Kowloon

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Floor
1/F A 914 ft² 1/F B 482 ft² 1/F C 479 ft² 1/F D 894 ft² 1/F E 431 ft² 2/F A 957 ft² 2/F B 525 ft² 2/F C 522 ft² 2/F D 936 ft² 2/F E 469 ft² 3/F A 957 ft² 3/F B 525 ft² 3/F C 522 ft² 3/F D 937 ft² 3/F E 469 ft² 5/F A 957 ft² 5/F B 525 ft² 5/F C 522 ft² 5/F D 937 ft² 5/F E 469 ft² 6/F A 957 ft² 6/F B 525 ft² 6/F C 522 ft² 6/F D 937 ft² 6/F E 469 ft² 7/F A 957 ft² 7/F B 525 ft² 7/F C 522 ft² 7/F D 936 ft² 7/F E 469 ft² 8/F A 957 ft² 8/F B 525 ft² 8/F C 522 ft² 8/F D 937 ft² 8/F E 469 ft² 9/F A 957 ft² 9/F B 525 ft² 9/F C 522 ft² 9/F D 937 ft² 9/F E 469 ft² 10/F A 957 ft² 10/F B 525 ft² 10/F C 522 ft² 10/F D 937 ft² 10/F E 469 ft² 11/F A 957 ft² 11/F B 525 ft² 11/F C 522 ft² 11/F D 937 ft² 11/F E 469 ft² 12/F A 957 ft² 12/F B 525 ft² 12/F C 522 ft² 12/F D 937 ft² 12/F E 469 ft² 15/F A 957 ft² 15/F B 525 ft² 15/F C 522 ft² 15/F D 937 ft² 15/F E 16/F A 957 ft² 16/F B 525 ft² 16/F C 522 ft² 16/F D 937 ft² 16/F E 469 ft² 17/F A 957 ft² 17/F B 525 ft² 17/F C 522 ft² 17/F D 937 ft² 17/F E 469 ft² 18/F A 957 ft² 18/F B 525 ft² 18/F C 522 ft² 18/F D 937 ft² 18/F E 469 ft² 19/F A 957 ft² 19/F B 525 ft² 19/F C 522 ft² 19/F D 937 ft² 19/F E 469 ft² 20/F A 957 ft² 20/F B 525 ft² 20/F C 522 ft² 20/F D 937 ft² 20/F E 469 ft² 21/F A 957 ft² 21/F B 525 ft² 21/F C 522 ft² 21/F D 937 ft² 21/F E 469 ft² 22/F A 957 ft² 22/F B 525 ft² 22/F C 522 ft² 22/F D 937 ft² 22/F E 469 ft² 23/F A 957 ft² 23/F B 525 ft² 23/F C 522 ft² 23/F D 937 ft² 23/F E 469 ft² 25/F B 525 ft² 25/F C 522 ft² 25/F D 937 ft² 25/F E 469 ft² 26/F A 957 ft² 26/F B 525 ft² 26/F C 522 ft² 26/F D 936 ft² 26/F E 469 ft² 27/F B 525 ft² 27/F C 522 ft² 27/F D 936 ft² 27/F E 469 ft² 28/F B 525 ft² 28/F C 522 ft² 28/F E 469 ft² 29/F A 1,144 ft² 29/F B 426 ft² 29/F C 425 ft² 29/F E 469 ft²
Crescira AVM · estimated value ● Medium confidence
HK$13.68M
≈ HK$26,054 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.10M, with repayments around HK$46,404/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$43,666
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,024
−HK$1,380/mo
Today · 4.125%
HK$46,404
baseline
▲ 0.50% · 4.625%
HK$49,227
+HK$2,823/mo

Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,808/mo (50% DSR)

Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,932 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ho Man Tin Station
≈ 2 min walk · 105 m
Education
41
schools within 1 km (14 within 500 m)
Daily convenience
47
within 1 km (6 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
63
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Ho Man Tin Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
B
Saleable Area
525 Saleable ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2025-05-08 HK$12.50M —

Other appraised units in this building

1/F A
914 ft²
HK$25.91M
1/F B
482 ft²
HK$12.90M
1/F C
479 ft²
HK$12.83M
1/F D
894 ft²
HK$23.79M
1/F E
431 ft²
HK$11.24M
2/F A
957 ft²
HK$24.97M
Data sourced from Renavon.com