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Crescira AVM · estimated value Medium confidence
HK$31.55M
≈ HK$32,593 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.46M, with repayments around HK$107,034/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$100,718
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,851
−HK$3,183/mo
Today · 4.125%
HK$107,034
baseline
▲ 0.50% · 4.625%
HK$113,547
+HK$6,513/mo

Deposit HK$9.46M · loan HK$22.08M · min. income ≈ HK$214,068/mo (50% DSR)

Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,340,869 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
A
Saleable Area
968 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2026-06-22 HK$28.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ho Man Tin
≈ 1 min walk · 60 m
Education
44
schools within 1 km (12 within 500 m)
Daily convenience
48
within 1 km (8 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Ho Man Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com