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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,526/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,052/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,150 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 83 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 522 ft²
- Efficiency
- 60%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-23 | HK$4.38M | −27.0% 6.9y · −4.0%/yr |
| 2019-05-08 | HK$6.00M | +47.1% 5.7y · 8.0%/yr |
| 2013-09-11 | HK$4.08M | +104.0% |
| 2008-04-07 | HK$2.00M | +29.9% |
| 2007-06-18 | HK$1.54M | −21.4% |
| 2000-09-21 | HK$1.96M | — |