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At today's rate and a 90% mortgage, the deposit on this unit is about HK$451K, with repayments around HK$19,686/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$39,372/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$68,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 83 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 522 ft²
- Efficiency
- 60%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-28 | HK$4.28M | −20.7% 5.1y · −4.0%/yr |
| 2019-10-14 | HK$5.40M | +104.5% 8.7y · 12.0%/yr |
| 2011-02-02 | HK$2.64M | +83.3% |
| 2005-05-03 | HK$1.44M | −20.0% |
| 2001-02-20 | HK$1.80M | — |