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At today's rate and a 90% mortgage, the deposit on this unit is about HK$405K, with repayments around HK$17,644/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$35,288/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$9,105 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 83 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 435 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-29 | HK$4.60M | +1.1% 3.8y · 0.0%/yr |
| 2016-12-02 | HK$4.55M | +264.0% 10.4y · 25.0%/yr |
| 2006-07-13 | HK$1.25M | +6.8% |
| 2006-04-13 | HK$1.17M | +17.0% |
| 2005-10-21 | HK$1.00M | −13.0% |
| 2001-06-15 | HK$1.15M | −22.3% |
| 1995-12-28 | HK$1.48M | — |