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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,372/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.76M · min. income ≈ HK$26,744/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 83 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 221 Saleable ft²
- Gross Area
- 317 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-29 | HK$3.05M | −10.0% 5.6y · −2.0%/yr |
| 2017-05-05 | HK$3.39M | +120.1% 19.9y · 6.0%/yr |
| 1997-12-18 | HK$1.54M | −8.3% |
| 1997-08-11 | HK$1.68M | +31.2% |
| 1997-06-06 | HK$1.28M | — |