Switch unit
Floor
1/F A
1,264 ft²
1/F B
1,496 ft²
3/F A
1,480 ft²
4/F B
1,789 ft²
5/F A
1,480 ft²
5/F B
1,789 ft²
7/F B
1,789 ft²
8/F B
1,789 ft²
9/F A
1,480 ft²
9/F B
1,789 ft²
10/F B
1,789 ft²
11/F A
1,480 ft²
11/F B
1,789 ft²
12/F A
1,480 ft²
12/F B
1,789 ft²
13/F A
1,480 ft²
14/F B
1,789 ft²
15/F A
1,480 ft²
Crescira AVM · estimated value
● Medium confidence
HK$23.75M
≈ HK$13,278 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.13M, with repayments around HK$80,590/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$75,834
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,193
−HK$2,397/mo
Today · 4.125%
HK$80,590
baseline
▲ 0.50% · 4.625%
HK$85,493
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,180/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Kwai Fong Station
≈ 14 min walk · 1,093 m
Education
10
schools within 1 km (1 within 500 m)
Daily convenience
13
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
24
parks, libraries, sports within 1 km
Family-friendly — 10 schools within a 1 km walk.
Everyday convenience — 13 shopping and daily-needs spots nearby.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 1,789 Saleable ft²
- Gross Area
- 2,214 ft²
- Efficiency
- 81%
- District
- Lai King | Lai Wan (Kwai Tsing District) · Kowloon
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1997-07-10 | HK$15.89M | +0.0% |
| 1997-04-21 | HK$15.89M | — |
Other appraised units in this building
Data sourced from Renavon.com