Switch unit
Floor
1/F A
1,264 ft²
1/F B
1,496 ft²
3/F A
1,480 ft²
4/F B
1,789 ft²
5/F A
1,480 ft²
5/F B
1,789 ft²
7/F B
1,789 ft²
8/F B
1,789 ft²
9/F A
1,480 ft²
9/F B
1,789 ft²
10/F B
1,789 ft²
11/F A
1,480 ft²
11/F B
1,789 ft²
12/F A
1,480 ft²
12/F B
1,789 ft²
13/F A
1,480 ft²
14/F B
1,789 ft²
15/F A
1,480 ft²
Crescira AVM · estimated value
● Medium confidence
HK$18.11M
≈ HK$12,103 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.43M, with repayments around HK$61,425/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$57,800
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,598
−HK$1,827/mo
Today · 4.125%
HK$61,425
baseline
▲ 0.50% · 4.625%
HK$65,162
+HK$3,737/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,850/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Kwai Fong Station
≈ 14 min walk · 1,093 m
Education
10
schools within 1 km (1 within 500 m)
Daily convenience
13
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
24
parks, libraries, sports within 1 km
Family-friendly — 10 schools within a 1 km walk.
Everyday convenience — 13 shopping and daily-needs spots nearby.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 1,496 Saleable ft²
- Gross Area
- 1,853 ft²
- Efficiency
- 81%
- District
- Lai King | Lai Wan (Kwai Tsing District) · Kowloon
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-08-10 | HK$7.60M | −20.0% |
| 1996-05-11 | HK$9.50M | — |
Other appraised units in this building
Data sourced from Renavon.com