▼ 0.50% · 3.625%
HK$16,317
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,825
−HK$515/mo
Today · 4.125%
HK$17,340
baseline
▲ 0.50% · 4.625%
HK$18,395
+HK$1,055/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,680/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,153
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,639
−HK$494/mo
Today · 4.125%
HK$19,133
baseline
▲ 0.50% · 4.625%
HK$20,142
+HK$1,009/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,266/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,949
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,507
−HK$567/mo
Today · 4.125%
HK$19,074
baseline
▲ 0.50% · 4.625%
HK$20,235
+HK$1,161/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$38,148/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,968
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,503
−HK$544/mo
Today · 4.125%
HK$21,047
baseline
▲ 0.50% · 4.625%
HK$22,156
+HK$1,109/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$42,094/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,581
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,190
−HK$618/mo
Today · 4.125%
HK$20,808
baseline
▲ 0.50% · 4.625%
HK$22,075
+HK$1,267/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,616/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,783
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,367
−HK$593/mo
Today · 4.125%
HK$22,960
baseline
▲ 0.50% · 4.625%
HK$24,170
+HK$1,210/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,920/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,212
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,872
−HK$670/mo
Today · 4.125%
HK$22,542
baseline
▲ 0.50% · 4.625%
HK$23,914
+HK$1,372/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$45,084/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,598
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,231
−HK$642/mo
Today · 4.125%
HK$24,873
baseline
▲ 0.50% · 4.625%
HK$26,184
+HK$1,311/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$49,746/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,844
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,555
−HK$721/mo
Today · 4.125%
HK$24,276
baseline
▲ 0.50% · 4.625%
HK$25,754
+HK$1,478/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,552/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,414
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,095
−HK$692/mo
Today · 4.125%
HK$26,787
baseline
▲ 0.50% · 4.625%
HK$28,199
+HK$1,412/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,574/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,476
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,237
−HK$773/mo
Today · 4.125%
HK$26,010
baseline
▲ 0.50% · 4.625%
HK$27,593
+HK$1,583/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$52,020/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,229
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,959
−HK$741/mo
Today · 4.125%
HK$28,700
baseline
▲ 0.50% · 4.625%
HK$30,213
+HK$1,513/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$57,400/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,107
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,919
−HK$826/mo
Today · 4.125%
HK$27,745
baseline
▲ 0.50% · 4.625%
HK$29,433
+HK$1,688/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$55,490/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,044
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,823
−HK$790/mo
Today · 4.125%
HK$30,613
baseline
▲ 0.50% · 4.625%
HK$32,227
+HK$1,614/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$61,226/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,739
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,602
−HK$877/mo
Today · 4.125%
HK$29,479
baseline
▲ 0.50% · 4.625%
HK$31,272
+HK$1,793/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$58,958/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,859
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,687
−HK$840/mo
Today · 4.125%
HK$32,527
baseline
▲ 0.50% · 4.625%
HK$34,241
+HK$1,714/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$65,054/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,371
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,284
−HK$929/mo
Today · 4.125%
HK$31,213
baseline
▲ 0.50% · 4.625%
HK$33,112
+HK$1,899/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$62,426/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,675
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,551
−HK$889/mo
Today · 4.125%
HK$34,440
baseline
▲ 0.50% · 4.625%
HK$36,255
+HK$1,815/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$68,880/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,675 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).